Welcome! HealthRabbit provides a modern, cost-effective way for Canadian businesses to manage health and dental expenses. Because of your connection to the Homestead community, we're excited to offer you our most competitive rate.
Lock in a special processing rate designed specifically for Homestead Co-operative investors and Alberta Block tenants (including Homestead Coworking space tenants). This is the lowest published Private Health Service Plan (PHSP) rate available anywhere in Canada.
Plus, with HealthRabbit there are absolutely:
A Private Health Service Plan (PHSP), often called a Health Spending Account (HSA), is a simple and powerful tool approved by the Canada Revenue Agency. For a sole-proprietor, the PHSP mechanism allows you to shift 100%* of eligible health and dental expenses to a business expense. For a corporation, the use of a PHSP allows you to provide a manageable and predictable benefit as part of your retention and compensation structures. PHSPs can work in tandem with group insurance policies providing flexible coverage where insurance leaves gaps. PHSPs also offer employees coverage without incurring a taxable benefit. See here for more details about how a PHSP works.
It’s a straightforward alternative to traditional insurance, where you only pay for the services you actually use.
*Sole Proprietorships are subject to limits as set by the Canadian Government.
Unlock Powerful Tax Savings Turn after-tax personal medical bills into a before-tax business expense. Your company deducts the full cost, and the benefit is received completely tax-free by your employees.
Gain Complete Control & Flexibility You decide the annual coverage limits for yourself and your team. Cover a huge range of eligible expenses that traditional plans often miss, from dental work and vision care to massage therapy and orthodontics.
Stop Paying for Unused Benefits With traditional insurance, you pay high monthly premiums whether you use the service or not. With our PHSP, you only pay for what you claim. No more wasted money.
Our plan is a perfect solution if you:
✅ Are a self-employed professional or business owner.
✅ Want to offer health benefits without the high cost of traditional insurance.
✅ Find you’re paying high premiums for group benefits your team doesn’t fully use.
✅ Need to cover expenses your current group plan doesn’t (like major dental or glasses).
✅ Want an effective tool to attract and retain great employees.
Join other businesses in your community who are managing their health costs more intelligently. It only takes a few minutes to enroll and lock in your exclusive rate.
Enter "HIC" or "Homestead" in the referral section of the form for your preferred rate.
Have questions? Email Us! We're happy to walk you through it.