Health, Vision, and Dental That Makes Sense For Canadians

Welcome to HealthRabbit, your trusted partner in providing comprehensive and tailored Private Health Services Plans (PHSPs) for small businesses in Canada. As a small business owner, you understand the importance of taking care of your employees' health and well-being. At HealthRabbit, we're here to help you offer a valuable benefit that can make a real difference in their lives and yours.

A PHSP is a tax-effective solution for Canadian businesses of all sizes to provide medical and dental benefits to their employees. These plans supplement the coverage offered by Canada's provincial and territorial health insurance programs, ensuring that your team has access to the additional care and services they need.

With a PHSP from HealthRabbit, you can easily reimburse your employees for a wide range of eligible medical and dental expenses, including prescription medications, dental treatments, vision care, and paramedical services like physiotherapy, chiropractic care, and massage therapy. Our dedicated team of experts will help you design a plan that meets your unique needs and budget, ensuring that your employees receive the coverage they deserve.

There are numerous benefits to implementing a PHSP through HealthRabbit, both for your business and your employees:

For your business:

  1. Tax-deductible: Your contributions to the PHSP are considered a business expense, allowing you to reduce your taxable income.
  2. Flexible and customizable: You can tailor the plan to meet the specific needs of your business and employees, choosing the coverage and limits that work best for you.
  3. Competitive advantage: Offering a PHSP can help you attract and retain top talent in your industry, giving your business a competitive edge.

For your employees:

  1. Tax-free benefits: The medical and dental benefits your employees receive through the PHSP are generally not considered taxable income, making them even more valuable.
  2. Comprehensive coverage: A PHSP ensures that your employees have access to a wide range of healthcare services, promoting their overall health and well-being.
  3. Peace of mind: Knowing that their employer cares about their health and offers a comprehensive PHSP can lead to increased job satisfaction and loyalty.

At HealthRabbit, our mission is to make implementing a PHSP simple, efficient, and cost-effective. We will guide you through the process, ensuring that your plan meets Canada Revenue Agency (CRA) guidelines and delivers maximum value to your business and employees. With HealthRabbit by your side, you can rest assured that you are providing your team with a valuable benefit that promotes their health, happiness, and productivity. Contact us today to learn more about how a PHSP can transform your small business.

Already Enrolled? Enter a Claim

If your employer has completed the sign-up and you have received log in information and set your password, you are ready to start entering claims. You'll always need to log in before you can enter or view claims and clicking the button below will take you to the login page.

Any-Size Business

Incorporated Businesses or Sole Proprietors across Canada can implement a PHSP with no premiums. You pay only when a claim is submitted.


Employers are able to implement levels of coverage that work for them, ensuring your health spend is planned and manageable.


A PHSP covers more services than most health plans, allowing you and your employees to get coverage where they need it.


Employees submit directly to HealthRabbit allowing them to keep private medical information private. Claims processed within one business day.

In a Nutshell

PHSPs are a uniquely Canadian mechanism that allow your business to provide health coverage that is tailored to you. A PHSP is a Health Spending Account (HSA) allowing flexibility and cost-savings to your business over traditional insurance plans on their own.

Benefits are not a taxable benefit to your employees, become an income-offsetting expense for your business, and you only pay for what is spent. No more paying thousands of dollars a month for under-used health insurance premiums.

Enrollment is simple and you'll receive all the necessary reports to give to your accountant every year.

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