Eligible expenses are the same as the Medical Expense Tax Credit (METC). This means that a PHSP can offer a broader range of coverage over traditional insurance and the list of what isn't covered is fairly small.
Dental
Bridges and Crowns
Dental X-Rays
Dental Repair and Replacement
Examinations
Extractions
Filing Teeth
Hygenist Services
Peridontal Gum Treatment
Oral Surgery
Root Canal
Straightening Teeth
Veneers
Vision Care
Eye Glasses
Frames and Fittings
Contact Lenses
Eye Exams
Laser Eye Surgery
Services
Acupuncturist (Licensed)
Audiologist
Chiropodist
Chiropractor
Christian Science Practitioner
Dental Hygenist
Dental Mechanic
Dentist
Dermatologist
Dietician
Gynecologist
Massage Therapist (Licensed)
Naturopath
Neurologist
Nutritionist
Obstetrician
Oculist
Occupational Therapist
Optometrist
Orthodontist
Osteopath
Orthopedist
Pediatrician
Physician
Physiotherapist
Plastic Surgeon
Podiatrist
Practical Nurse
Psychiatrist
Psychoanalyst
Psychologist
Radiologist
Registered Nurse
Speech Therapist
Surgeon
Therapist
Tutor for Impaired (Prescribed)
Hospital and Lab Services
Anesthetist
Blood Tests
Cardiographs
Diagnostic Fees
Hospital Bills
Oxygen Masks/Tent
Metabolism Tests
Spinal Fluid Tests
Stool Examination
Urine Analysis
Use of Operating Room
Vaccines
X-Ray Examination
X-Ray Technician
Prescibed Treatments
Alcoholism Treatment
Audiology
Blood Transfusion
Bone Marrow Transplant
CAT Scan
Diathermy
Detox Treatment
Drug Addiction Therapy
Electric-Shock Treatment
Fertility Treatment
Healing Services
Hearing Aids
Hydrotherapy
Insulin Treatments
MRI Scans
Nursing (Registered Nurse)
Organ Transplants
Out-of-Country Medical Care
Pre-Natal Treatment
Post-Natal Treatment
Psychotherapy
Radium Therapy
Speech Pathology
Sterilization
Ultra-Violet Ray Treatment
Vasectomy
Whirlpool Baths
X-Ray Treatment
Prescriptions, Medications, and Apparatus
Birth Control Pills
Botox Injections (if medically necessary- eligible with a Doctor’s note stating medical necessity.)
Chinese Medicine (Prescribed)
Closed-Captioning Decoders for Television
Diabetic Testing Supplies (Prescribed)
Electronic Speech Synthesizer For Mute Persons
External Breast Prothesis
Extremity Pumps, Elastic Support Hose to Reduce Lymph Edema
Heart Monitors
Hospital Bed (Required in Home)
Inductive Coupling Osteogenesis Stimulator
Infant Monitor (For babies identified as being prone to Sudden Infant Death Syndrome (SIDS))
Infusion Pump and Peripherals for Diabetics
Insulin
Insulin Substitutes
Liver Extract (for Pernicious Anemia)
Mobility Devices for Home and Vehicle
Optical Scanners and Similar Devices Enabling Blind Persons to Read Print
Orthopedic Footwear
Orthotics
Oxygen
Oxygen Tent
Pacemaker
Prescribed Drugs
Synthetic speech systems, Braille printers, and large print-on-screen devices that enable blind persons to utilize computers
Swelling Syringes
Telecommunication Equipment Enabling Deaf or Mute Persons to Make and Receive Telephone Calls
Vitamin B12 (for Pernicious Anemia)
Viagra (Prescribed)
Walking Aids (Canes, Walkers, etc.)
Wigs, required as Result of Disease, Accident, or Medical Treatment
Other Expenses
Ambulance Fees
Any Apparatus or Material paid to a Doctor, Nurse, or Hospital
Any Device to Aid the Hearing a Deaf Person
Artiificial Eye
Articifical Kidney Machine and Related Costs
Artificial Limb
Brace for a Limb
Catheters, Trays, Tubing, Diapers, etc.
Colostomy Pads
Crutches
Hearing Aid
Hernia Truss
Homemaker Service
Home Care
Vehicle Hydraulic Wheelchair Lift
Illestomy Pads
Incremental Cost of Gluten-Free Food Products for Celiac Disease
Iron Lung
Laryngeal Speaking Aid
Lip Reading and Sign-Language Training, Rehabilitative Therapy
Moving Expenses Related to Mobility Impairment (up to $2000)
Private Health Services Plan (PHSP) Fees
Premiums for Non-Governmental Heatlh Insurance Plans (Blue Cross, Manulife, etc.)
Residential Upgrades to Accommodate a Disabled Person
Rocking Bed for Polio Victim
Sign Language Interpreter
Spinal Brace
Support Animal Care and Maintenance Costs for Blind, Deaf, and Severely Impaired Persons
Reasonable Meal, Accommocation, and Travel Expenses for Patient and Attendant (Some Restrictions)
Transportation costs to a hospital, clinic or doctor’s office to obtain services not otherwise available
Van modifications – adapted to transport a wheelchair to a maximum of $5000 or 20% of the value
Wheelchair
Not Covered
Acupuncture (Non-Licensed Practitioner)
Antiseptic Diaper Server
Any Illegal Operation, Treatment, or Drug
Birth Control (Non-Prescribed)
Botox Injections
Expenses Reimbursed or Entitled to Reimbursement From Other Plans
Food and Beverages (Unless taken to alleviate or treat illness - must be accompanied by letter from a medical doctor)
Health Programs from Hotels, Health Clubs
Maternity Clothes
Payments to a municipality whereby the municipality employed a Doctor to provide services to residents of the municipality